KENANGA ANNUAL REPORT 2020

192 5 1 2 3 4 6 7 FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS 31 December 2020 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment 2020 Group Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong - - - - Satisfactory 151,400 - - 151,400 Substandard 7,500 - - 7,500 Total 158,900 - - 158,900 2019 Group Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong 76,174 - - 76,174 Satisfactory 23,665 - - 23,665 Substandard 361 - - 361 Total 100,200 - - 100,200 2020 Bank Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong - - - - Satisfactory 218,900 - - 218,900 Substandard 7,500 - - 7,500 Total 226,400 - - 226,400 2019 Bank Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong 76,174 - - 76,174 Satisfactory 91,665 - - 91,665 Substandard 361 - - 361 Total 168,200 - - 168,200