KENANGA ANNUAL REPORT 2020

191 ANNUAL REPORT 2020 // KENANGA INVESTMENT BANK BERHAD 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (c) Other lending and factoring receivables and advances to group employees (cont’d.) Other lending and factoring receivables (cont’d.) Group An analysis of changes in the gross carrying amount and the corresponding ECL allowances in relation to other financing is as follows: (cont’d.) 2019 ECL allowances Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 23 - 781 804 Assets derecognised or repaid (excluding write-offs) (23) - (65) (88) As at 31 December - - 716 716 Advances to group employees Group and Bank 2020 RM’000 2019 RM’000 Gross carrying amount 181 17