KENANGA ANNUAL REPORT 2020

319 ANNUAL REPORT 2020 // KENANGA INVESTMENT BANK BERHAD 52. OPERATIONS OF ISLAMIC BANKING (CONT’D.) (t) Liquidity risk Analysis of assets and liabilities by remaining contractual maturities The table below summarises the contractual maturity profile of the Islamic banking operation’s assets and liabilities as at 31 December 2019. The contractual maturity profile often may not reflect the actual behavioural patterns. Group and Bank 2020 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Assets Cash and bank balances 30,323 372,000 50,000 - - - - 452,323 Financial assets at FVTPL - - - - - - 100,000 100,000 Financial instruments at FVOCI 104,978 - - 5,034 5,228 113,461 - 228,701 Financial instruments at AC - - 18,044 - - 48,778 - 66,822 Financing and advances 70,135 14,292 - - - 29,501 - 113,928 Balances due from clients and brokers - 1,459 - - - - - 1,459 Other assets 30 2,528 779 586 - - 18 3,941 Others - - - - - - 28 28 Total assets 205,466 390,279 68,823 5,620 5,228 191,740 100,046 967,202 Liabilities Deposits from customers - 366,586 49,196 149,711 - 100,000 - 665,493 Balances due to clients and brokers - 4,409 - - - - - 4,409 Other liabilities balances - 1,324 657 1,425 - 1,903 113,597 118,906 Total liabilities - 372,319 49,853 151,136 - 101,903 113,597 788,808 Net maturity mismatch 205,466 17,960 18,970 (145,516) 5,228 89,837 (13,551) 178,394