KENANGA ANNUAL REPORT 2020

296 5 1 2 3 4 6 7 FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS 31 December 2020 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) The table below shows the contractual expiry by maturity of the Bank’s contingent liabilities and commitments. On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Miscellaneous commitments-monies held in trust on behalf of client 623,581 - - - - - - 623,581 Total commitments and guarantees 623,581 - - - - - - 623,581 (ii) Maturity analysis of financial liabilities on an undiscounted basis The following tables show the contractual undiscounted cash flows payable for financial liabilities by remaining contractual maturities. The financial liabilities in the tables below will not agree to the balances reported in the statements of financial position as the tables incorporate all contractual cash flows, on an undiscounted basis, relating to both principal and interest payments. The contractual maturity profile does not necessarily reflect the behavioural cash flows. Group 2020 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Financial liabilities Deposits from customers 1,479,708 507,212 698,312 218,501 144,604 - 3,048,337 Deposits and placements of banks and other financial institutions 764,727 124,463 181,829 - - - 1,071,019 Derivative financial liabilities 10,503 34,955 59,233 32,789 - - 137,480 Balances due to clients and brokers 720,665 - - - - - 720,665 Borrowings 23,112 2,818 2,818 5,637 204,432 - 238,817 Other liabilities balances 135,970 7,994 9,894 10,596 56,388 297,269 518,111 Total undiscounted financial liabilities 3,134,685 677,442 952,086 267,523 405,424 297,269 5,734,429