KENANGA ANNUAL REPORT 2020

291 ANNUAL REPORT 2020 // KENANGA INVESTMENT BANK BERHAD 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) Group 2020 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Liabilities Deposits from customers 41,048 1,435,285 487,992 669,960 218,100 100,000 - 2,952,385 Deposits and placements of banks and other financial institutions - 762,796 123,289 180,000 - - - 1,066,085 Derivative financial liabilities - 10,503 34,955 59,233 32,789 - - 137,480 Balances due to clients and brokers - 720,665 - - - - - 720,665 Borrowings - 23,000 2,800 2,800 5,600 141,200 - 175,400 Other liabilities balances 600 135,370 7,994 9,894 10,596 56,388 297,269 518,111 Total liabilities 41,648 3,087,619 657,030 921,887 267,085 297,588 297,269 5,570,126 Net maturity mismatch 740,244 30,172 (596,702) (859,716) (49,963) 772,037 968,868 1,004,940 The table below shows the contractual expiry by maturity of the Group’s contingent liabilities and commitments. On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Miscellaneous commitments- monies held in trust on behalf of client 1,257,682 - - - - - - 1,257,682 Total commitments and guarantees 1,257,682 - - - - - - 1,257,682