KENANGA ANNUAL REPORT 2020

281 ANNUAL REPORT 2020 // KENANGA INVESTMENT BANK BERHAD 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) (v) Estimated value of collateral and other charges related to financial assets that are past due and individually impaired (cont’d.) Cash and securities RM’000 Real estate RM’000 Other RM’000 Total value of collateral RM’000 Credit exposure RM’000 Unsecured portion of credit exposure RM’000 Bank 2020 Loans, advances and financing Share margin financing 13,276 8,214 - 21,490 28,743 7,253 Balances due from clients and brokers - - - - 4,670 4,670 Other assets - - 3,483 3,483 9,487 6,004 13,276 8,214 3,483 24,973 42,900 17,927 2019 Loans, advances and financing Share margin financing 18,105 8,214 2,937 29,256 45,317 16,061 Balances due from clients and brokers - - - - 12,141 12,141 Other assets - - 3,616 3,616 8,087 4,471 18,105 8,214 6,553 32,872 65,545 32,673