KENANGA ANNUAL REPORT 2020

278 5 1 2 3 4 6 7 FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS 31 December 2020 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) (iii) Credit risk exposure for each internal credit risk rating Group Total 2020 RM’000 Bank Total 2020 RM’000 Internal credit rating Strong AAA 3,324,553 2,956,621 AA 706,874 673,225 Satisfactory A 860,673 837,720 BBB 265,989 318,466 Substandard BB 97,874 97,873 B 105,091 105,091 C 652 652 Default D 45,808 45,808 Non-rated 130,825 130,825 5,538,339 5,166,281 Group Total 2019 RM’000 Bank Total 2019 RM’000 Internal credit rating Strong AAA 3,441,713 3,168,682 AA 593,326 574,119 Satisfactory A 1,100,081 1,047,360 BBB 177,809 234,119 Substandard BB 201,277 199,128 B 108,594 108,594 C 189 189 Default D 42,774 42,774 Non-rated 132,021 132,021 5,797,784 5,506,986