KENANGA ANNUAL REPORT 2020

274 5 1 2 3 4 6 7 FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS 31 December 2020 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) (ii) Credit quality by class of financial assets (cont’d.) Neither past due nor impaired Group Strong credit profile Stage 1 RM’000 Satisfactory risk Stage 1 RM’000 Sub- standard * Stage 1 RM’000 Non rated Stage 1 RM’000 Stage 2 RM’000 Default/ impaired Stage 3 RM’000 ECL on individually impaired RM’000 ECL on collectively impaired RM’000 Total RM’000 31 December 2020 Cash and bank balances 1,644,534 - - - - - - - 1,644,534 Statutory deposit with Bank Negara Malaysia 58,398 - - - - - - - 58,398 Financial assets at FVTPL Islamic Corporate Sukuk 39,833 - - - - - - - 39,833 Unquoted shares and unit trust funds in Malaysia 152,061 - - - - - - - 152,061 Net loans, advances and financing Term loans - 377,436 22,594 - 87,909 - - (2,406) 485,533 Islamic term loans - 74,053 25,801 - - - - (653) 99,201 Share margin financing 429,763 596,804 65,804 33,083 28,647 40,630 (7,253) (2,356) 1,185,122 Islamic share margin financing 11,664 151 2,478 - - - - - 14,293 Others 41,779 43,193 - 181 - 664 (664) (53) 85,100 Financial investments at FVOCI Debt instruments: Malaysian Government Securities 20,496 - - - - - - - 20,496 Malaysian Government Investment Certificates 119,119 - - - - - - - 119,119 Islamic Corporate Sukuk 305,664 - - - - - - - 305,664 Corporate bonds 174,520 - - - - - - - 174,520 Islamic Negotiable Instruments of Deposits 149,943 - - - - - - - 149,943 Equity instrument: Unquoted equities - - - 1,990 - - - - 1,990 Financial investments at AC Corporate Bonds 20,021 - - - - - - - 20,021 Malaysian Government Investment Cetificates 9,909 - - - - - - - 9,909 Islamic Corporate Sukuk 152,210 10,895 - - - - - - 163,105 Derivative financial assets - - - 95,571 - - - - 95,571 Balances due from clients and brokers 512,602 ` - - 25,060 13,618 (4,670) (1,553) 545,057 Other assets, excluding prepayments and deposits 164,673 - - - 858 9,488 (6,004) (146) 168,869 Total 4,007,189 1,102,532 116,677 130,825 142,474 64,400 (18,591) (7,167) 5,538,339