KENANGA ANNUAL REPORT 2020

267 ANNUAL REPORT 2020 // KENANGA INVESTMENT BANK BERHAD 50. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) Industry analysis as at 31 December 2020 Group Primary agriculture RM’000 Manufacturing (incl. agri-based) RM’000 Electricity, gas & water supply RM’000 Wholesale & retail trade, and hotel & restaurant RM’000 Real estate RM’000 Transport, storage and communications RM’000 Finance and insurance RM’000 Household RM’000 Others RM’000 Total RM’000 Financial assets Cash and bank balances - - - - - - 1,644,534 - - 1,644,534 Statutory deposit with Bank Negara Malaysia - - - - - - 58,398 - - 58,398 Balances due from clients and brokers - - - - - - - 345,093 199,964 545,057 Financial assets at FVTPL Islamic Corporate Sukuk - - 39,833 - - - - - - 39,833 Unquoted shares and unit trust funds in Malaysia - - - - - - - - 152,061 152,061 Derivative financial assets - - - - 27,500 65 - 26,015 41,991 95,571 Net loans, advances and financing Term loans - - - 66,664 24,323 - - 30,519 364,027 485,533 Islamic term loans - - - - - - - 44,206 54,995 99,201 Share margin financing - 8,994 - - 26,889 - - 909,527 239,712 1,185,122 Islamic share margin financing - - - - - - - 14,293 - 14,293 Others - - 2,533 17,679 15,175 5,488 4,584 28,818 10,823 85,100 Financial investments at FVOCI Malaysian Government Securities - - - - - - 20,496 - - 20,496 Malaysian Government Investment Certificates - - - - - - 119,119 - - 119,119 Islamic Negotiable Instruments of Deposits - - - - - - 149,943 - - 149,943 Corporate Bonds - - 16,314 41,609 69,969 - 46,628 - - 174,520 Islamic Corporate Sukuk - - 71,325 - 5,121 31,033 171,437 - 26,748 305,664 Unquoted equities - - - - - - - - 1,990 1,990 Financial investments at AC Corporate Bonds - - - - - - 20,021 - - 20,021 Malaysian Government Investment Certificates - - - - - - 9,909 - - 9,909 Islamic Corporate Sukuk - - - 10,895 - - 152,210 - - 163,105 Other assets, excluding prepayments and deposits - - - - - - - - 168,869 168,869 - 8,994 130,005 136,847 168,977 36,586 2,397,279 1,398,471 1,261,180 5,538,339