KENANGA ANNUAL REPORT 2020

249 ANNUAL REPORT 2020 // KENANGA INVESTMENT BANK BERHAD 47. CAPITAL MANAGEMENT AND CAPITAL ADEQUACY (CONT’D.) Capital adequacy (cont’d.) (ii) Transitional arrangements for regulatory capital treatment of accounting provisions (cont’d.) The capital adequacy ratios of the Group and Bank are as follows: As at 31 December 2020 Group Bank With transitional arrangement CET 1 capital ratio 19.093% 18.797% Tier 1 capital ratio 19.093% 18.797% Total capital ratio 24.037% 24.075% Group Bank Without transitional arrangement CET 1 capital ratio 18.943% 18.668% Tier 1 capital ratio 18.943% 18.668% Total capital ratio 23.887% 23.946%