KENANGA ANNUAL REPORT 2020

232 5 1 2 3 4 6 7 FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS 31 December 2020 34. CREDIT LOSS REVERSAL/(EXPENSES) (CONT’D.) Bank (a) Movement in ECLs on debt instruments, loan commitments and loans, advances and financing: 2020 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Debts instruments at FVOCI (Note 7(a)) (350) - - (350) Debts instruments at amortised cost (Note 7(b)) (105) 338 - 233 Loans, advances and financing (Note 9.2) (1,201) - (2,553) (3,754) Loan commitments (Note 9.2(d)) 180 - - 180 Amount due from subsidiaries 78 - - 78 Credit loss (expenses)/reversal (1,398) 338 (2,553) (3,613) 2019 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Debts instruments at FVOCI (Note 7(a)) 189 - - 189 Debts instruments at amortised cost (Note 7(b)) - 522 - 522 Loans, advances and financing (Note 9.2) (910) - 14,039 13,129 Loan commitments (Note 9.2(d)) (54) - - (54) Amount due from subsidiaries (304) - - (304) Credit loss reversal/(expenses) (1,079) 522 14,039 13,482 (b) Movement in ECLs on other financial assets: 2020 Non- Credit Impaired RM’000 Credit- Impaired RM’000 Total RM’000 Balances due from clients and brokers (Note 10.1) (37) 157 120 Other debtors (Note 11.1) (1,514) (42) (1,556) Credit loss (expenses)/reversal (1,551) 115 (1,436) 2019 Non- Credit Impaired RM’000 Credit- Impaired RM’000 Total RM’000 Balances due from clients and brokers (Note 10.1) 1 797 798 Other debtors (Note 11.1) (1,207) (147) (1,354) Credit loss (expenses)/reversal (1,206) 650 (556)