KENANGA ANNUAL REPORT 2020

227 ANNUAL REPORT 2020 // KENANGA INVESTMENT BANK BERHAD 29. OPERATING REVENUE Revenue of the Bank comprises all types of revenue derived from brokerage, lending, treasury, investment and trading and other banking activities undertaken by the Bank. Revenue of the Group comprises all types of revenue derived from brokerage, lending, treasury, investment, trading and investment management and other banking activities undertaken by the Group. 30. INTEREST INCOME Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Loans, advances and financing - Interest income other than from recoveries from impaired loans * 125,777 137,948 121,520 134,035 - Interest income from recoveries from impaired loans 918 - 918 - Money at call and deposit placements with financial institutions 45,627 50,794 42,429 46,971 Financial investments measured at FVOCI 23,325 35,857 23,325 35,857 Financial investments at amortised cost 4,860 4,159 4,860 4,159 Others 18,414 15,394 18,431 15,379 218,921 244,152 211,483 236,401 * Included net modification loss relating to COVID-19 relief measures of the Group and of the Bank of RM188,323 in the current financial year. 31. INTEREST EXPENSE Group Bank 2020 RM’000 2019 RM’000 Restated 2020 RM’000 2019 RM’000 Deposits from customers 108,829 146,408 110,438 148,309 Deposits and placements from banks and other financial institutions 1,901 4,701 1,901 4,701 Borrowings 7,178 5,848 5,560 3,630 Lease interest expense 1,335 1,236 1,218 1,177 Others 1,264 1,978 9,342 5,079 120,507 160,171 128,459 162,896