KENANGA ANNUAL REPORT 2020

194 5 1 2 3 4 6 7 FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS 31 December 2020 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment (cont’d.) An analysis of changes in the outstanding exposure and the corresponding ECL allowances in relation to undrawn commitment is as follows (cont’d.): 2019 Bank Outstanding exposure Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 230,405 - - 230,405 New exposures 240,557 - - 240,557 Exposures derecognised or matured/lapsed (excluding write-offs) (302,762) - - (302,762) As at 31 December 168,200 - - 168,200 2020 Group ECL allowances Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 129 - - 129 Impact of net remeasurement (129) - - (129) As at 31 December - - - - 2019 Group ECL allowances Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 60 - - 60 New exposures 26 - - 26 Exposures derecognised or repaid (excluding write-offs) (16) - - (16) Impact of net remeasurement 59 - - 59 As at 31 December 129 - - 129