KENANGA ANNUAL REPORT 2020

189 ANNUAL REPORT 2020 // KENANGA INVESTMENT BANK BERHAD 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (c) Other lending and factoring receivables and advances to group employees Other lending and factoring receivables 2020 Group Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong 41,779 - - 41,779 Satisfactory 43,193 - - 43,193 Substandard - - - - Non-performing: Individually impaired - - 664 664 Total 84,972 - 664 85,636 2019 Group Internal rating grade Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 Performing: Strong 26,598 - - 26,598 Satisfactory 67,855 - - 67,855 Substandard 2,148 - - 2,148 Non-performing: Individually impaired - - 716 716 Total 96,601 - 716 97,317