KENANGA ANNUAL REPORT 2020

180 5 1 2 3 4 6 7 FINANCIAL STATEMENTS NOTES TO THE FINANCIAL STATEMENTS 31 December 2020 9. LOANS, ADVANCES AND FINANCING (CONT’D.) (ii) Gross loans, advances and financing analysed by geographical distribution are as follows: Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 In Malaysia 1,863,352 2,040,133 1,850,710 2,015,314 Outside Malaysia 19,282 42,630 19,282 42,630 1,882,634 2,082,763 1,869,992 2,057,944 (iii) Gross loans, advances and financing analysed by interest rate/profit rate sensitivity are as follows: Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Fixed rate - Other fixed rate loans 1,294,660 1,417,423 1,209,024 1,320,105 Variable rate - Other variable rates 576,614 646,871 649,608 719,370 - Base lending rate plus 11,179 18,452 11,179 18,452 Interest free 181 17 181 17 1,882,634 2,082,763 1,869,992 2,057,944 (iv) Gross loans, advances and financing analysed by economic purpose are as follows: Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Purchase of securities 1,488,572 1,639,548 1,488,572 1,638,853 Working capital 220,193 195,864 236,142 221,271 Others 173,869 247,351 145,278 197,820 1,882,634 2,082,763 1,869,992 2,057,944 (v) Gross loans, advances and financing analysed by residual contractual maturity are as follows: Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Within one year 1,543,716 1,657,891 1,540,048 1,686,370 More than one year 338,918 424,872 329,944 371,574 1,882,634 2,082,763 1,869,992 2,057,944