KENANGA ANNUAL REPORT 2018

NOTES TO THE FINANCIAL STATEMENTS 31 December 2018 207 ANNUAL REPORT 2018 33. OTHER OPERATING EXPENSES (CONT’D.) Group Bank 2018 2017 2018 2017 RM’000 RM’000 RM’000 RM’000 Administration and general expenses - Communication expenses 4,636 4,989 4,015 4,297 - Regulatory charges 21,384 21,299 19,563 19,321 - Printing and stationery 1,560 1,761 1,022 1,300 - Administrative expenses 14,420 15,586 12,779 13,562 - Professional fees and legal fees 4,177 3,463 3,704 3,137 - Fees and brokerage 127,761 136,733 102,386 107,861 173,938 183,831 143,469 149,478 Total other operating expenses 400,684 411,190 319,078 330,904 Included in the other operating expenses are the following: Auditors’ remuneration - Statutory audit 462 464 300 295 - Assurance related 61 61 61 61 - Other services 215 403 116 301 Directors’ remuneration (Note 39) 4,023 3,107 3,826 2,900 Property, plant and equipment written off 6 364 6 329 34. CREDIT LOSS INCOME/(EXPENSES) The table below shows the ECL charges on financial instruments for the financial year recorded in the income statement: Group (a) Movement in ECLs on debt instruments, loan commitments and loans, advances and financing: Stage 1 Stage 2 Stage 3 Total 2018 RM’000 RM’000 RM’000 RM’000 Debts instruments at FVOCI (Note 8(a)) (208) - - (208) Debts instruments at amortised cost (Note 8(b)) 64 92 - 156 Loans, advances and financing (Note 10.2) 485 (8,847) (21,211) (29,573) Loan commitments (Note 10.2(d)) (47) - - (47) Credit loss income/(expenses) 294 (8,755) (21,211) (29,672)