Financial Year Ended 31 December	2026	2025	2024	2023	2022
	6 months Unaudited	12 months Audited	12 months Audited	12 months Audited	12 months Audited
Presented in RM'000
Operating revenue	417,575	865,324	1,003,797	821,056	723,086
Interest income	125,591	267,378	268,510	256,936	222,539
Interest expense	(87,665)	(186,517)	(199,581)	(162,074)	(112,813)
Net interest income	37,926	80,861	68,929	94,862	109,726
Net income from Islamic banking operations	14,645	26,281	27,698	20,639	15,201
Other operating income	266,771	553,060	702,938	536,752	485,348
Net income	319,342	660,202	799,565	652,253	610,275
Other operating expenses	(309,569)	(591,095)	(644,021)	(569,804)	(533,173)
Operating profit	9,773	69,107	155,544	82,449	77,102
Credit loss (expense)/reversal	(1,492)	4,618	(54,277)	(5,526)	(3,923)
Bad debt recovered	128	1,562	5,333	4,919	119
	8,409	75,287	106,600	81,842	73,298
Share of results of associates and joint venture companies	405	(1,723)	10,649	6,268	852
Profit before taxation and zakat	8,814	73,564	117,249	88,110	74,150
Taxation and zakat	(4,685)	(23,599)	(21,494)	(15,359)	(18,796)
Profit for the financial period/year	4,129	49,965	95,755	72,751	55,354
Other comprehensive (loss)/income:
Items that will not be reclassified subsequently to profit or loss:
Net change in revaluation of equity instruments at FVOCI	(304)	(40)	79	49	(167)
Revaluation of intangible asssets	(97)	-	-	-	-
Share of other comprehensive income/(loss) in associates	718	(16,442)	6,223	9,767	57
Income tax related to fair value changes on equity instruments	73	10	(19)	(12)	40
Items that will be reclassified subsequently to profit or loss:
Foreign exchange differences on consolidation	(1,479)	(11,861)	(3,774)	4,761	4,871
Net change in revaluation of debt instrument at FVOCI	(5,226)	9,540	(3,141)	11,822	(9,242)
Income tax effect	1,313	(2,316)	534	(2,581)	2,313
Other comprehensive (loss)/income for the period/year, net of tax	(5,002)	(21,109)	(98)	23,806	(2,128)
Total comprehensive (loss)/income for the period/year, net of tax	(873)	28,856	95,657	96,557	53,226
Profit for the financial peroid/year attributable to:
Equity holders of the Bank	4,594	49,965	95,755	72,641	54,511
Non-controlling interests	(465)	-	-	110	843
	4,129	49,965	95,755	72,751	55,354
Total comprehensive (loss)/income attributable to:
Equity holders of the Bank	(370)	28,856	95,657	96,447	52,383
Non-controlling interests	(503)	-	-	110	843
	(873)	28,856	95,657	96,557	53,226
Earnings per share attributable to equity holders of the Bank:
Basic (sen)	0.63	6.86	13.18	10.04	7.50
Diluted (sen)	0.63	6.86	13.18	10.01	7.46