Financial Year Ended 31 December | 2019 | 2018 | 2017 | 2016 | 2015 |
---|---|---|---|---|---|
9 months Unaudited |
12 months Audited |
12 months Restated |
12 months Restated |
12 months Restated |
|
Presented in RM'000 | |||||
Operating revenue | 485,110 | 669,368 | 648,235 | 585,317 | 562,988 |
Interest income | 185,749 | 266,237 | 245,945 | 255,187 | 237,095 |
Interest expense | (121,818) | (177,851) | (159,116) | (166,458) | (154,640) |
Net interest income | 63,931 | 88,386 | 86,829 | 88,729 | 82,455 |
Net income from Islamic banking operations | 14,214 | 15,760 | 11,082 | 15,933 | 9,443 |
Other operating income | 257,028 | 347,900 | 368,147 | 304,696 | 307,425 |
Net income | 335,173 | 452,046 | 466,058 | 409,358 | 399,323 |
Other operating expenses | (309,791) | (400,684) | (411,190) | (377,058) | (381,648) |
Operating profit | 25,382 | 51,362 | 54,868 | 32,300 | 17,675 |
(Allowance for)/Write back of impairment on: | |||||
– loans, advances and financing | - | - | - | (653) | 1,335 |
– balances due from clients and brokers and other receivables | - | - | - | 1,439 | (2,333) |
Credit loss reversal/(expenses) | 4,331 | (29,823) | (1,600) | - | - |
Bad debt recovered | 3,416 | 13,860 | 707 | - | - |
33,129 | 35,399 | 53,975 | 33,086 | 16,677 | |
Share of results of associates and joint venture | (4,612) | (6,548) | (13,356) | (549) | 1,546 |
Profit before taxation and zakat | 28,517 | 28,851 | 40,619 | 32,537 | 18,223 |
Taxation and zakat | (10,838) | (16,940) | (16,453) | (12,330) | (5,762) |
Profit for the financial period/year | 17,679 | 11,911 | 24,166 | 20,207 | 12,461 |
Other comprehensive (loss)/income: | |||||
Items that will not be reclassified subsequently to profit or loss: | |||||
Revaluation loss on equity instruments at FVOCI | (666) | - | - | - | - |
Share of other comprehensive profit/(loss) in associates | 3,362 | (4,506) | 1,872 | 3,106 | (8,156) |
Income tax related to the above | 160 | - | - | - | |
Items that will be reclassified subsequently to profit or loss: | |||||
Foreign exchange differences on consolidation | 825 | 1,385 | (6,990) | 2,735 | 14,226 |
Net gain on fair value changes of debt instrument at FVOCI | 16,711 | 7,948 | - | - | - |
Net gain/(loss) on fair value changes of financial investments available-for-sale | - | - | 3,333 | 7,122 | (3,937) |
Income tax relating to the components of other comprehensive income | (4,012) | (1,907) | (800) | (1,709) | 816 |
Other comprehensive income/(loss) for the period/year, net of tax | 16,380 | 2,920 | (2,585) | 11,254 | 2,949 |
Total comprehensive income for the period/year, net of tax | 34,059 | 14,831 | 21,581 | 31,461 | 15,410 |
Profit for the financial period/year attributable to: | |||||
Equity holders of the Bank | 17,679 | 11,911 | 24,188 | 19,720 | 11,304 |
Non-controlling interests | - | - | (22) | 487 | 1,157 |
17,679 | 11,911 | 24,166 | 20,207 | 12,461 | |
Total comprehensive income attributable to: | |||||
Equity holders of the Bank | 34,059 | 14,831 | 21,603 | 30,974 | 14,253 |
Non-controlling interests | - | - | (22) | 487 | 1,157 |
34,059 | 14,831 | 21,581 | 31,461 | 15,410 | |
Earnings per share attributable to equity holders of the Bank: | |||||
Basic (sen) | 2.53 | 1.67 | 3.35 | 2.59 | 1.47 |
Diluted (sen) | 2.53 | 1.67 | 3.35 | 2.59 | 1.47 |