Financial Year Ended 31 December	2019	2018	2017	2016	2015
	3 months Unaudited	12 months Audited	12 months Restated	12 months Restated	12 months Restated
Presented in RM'000
Operating revenue	156,640	669,368	648,235	585,317	562,988
Interest income	62,294	266,237	245,945	255,187	237,095
Interest expense	(41,871)	(177,851)	(159,116)	(166,458)	(154,640)
Net interest income	20,423	88,386	86,829	88,729	82,455
Net income from Islamic banking operations	4,806	15,760	11,082	15,933	9,443
Other operating income	83,003	347,900	368,147	304,696	307,425
Net income	108,232	452,046	466,058	409,358	399,323
Other operating expenses	(101,895)	(400,684)	(411,190)	(377,058)	(381,648)
Operating profit	6,337	51,362	54,868	32,300	17,675
(Allowance for)/Write back of impairment on:
– loans, advances and financing	-	-	-	(653)	1,335
– balances due from clients and brokers and other receivables	-	-	-	1,439	(2,333)
Credit loss expenses	4,881	(29,823)	(1,600)	-	-
Bad debt recovered	279	13,860	707	-	-
	11,497	35,399	53,975	33,086	16,677
Share of results of associates and joint venture	(528)	(6,548)	(13,356)	(549)	1,546
Profit before taxation and zakat	10,969	28,851	40,619	32,537	18,223
Taxation and zakat	(3,183)	(16,940)	(16,453)	(12,330)	(5,762)
Profit for the financial period/year	7,786	11,911	24,166	20,207	12,461
Other comprehensive (loss)/income:
Items that will not be reclassified subsequently to profit or loss:
Revaluation loss on equity instruments at FVOCI	(578)	-	-	-	-
Share of other comprehensive profit/(loss) in associates	2,276	(4,506)	1,872	3,106	(8,156)
Income tax related to the above	139	-	-	-
Items that will be reclassified subsequently to profit or loss:
Foreign exchange differences on consolidation	(1,066)	1,385	(6,990)	2,735	14,226
Net gain on fair value changes of debt instrument at FVOCI	7,644	7,948	-	-	-
Net gain/(loss) on fair value changes of financial investments available-for-sale	-	-	3,333	7,122	(3,937)
Income tax relating to the components of other comprehensive income	(1,835)	(829)	(800)	(1,709)	816
Other comprehensive income/(loss) for the period/year, net of tax	6,580	2,920	(2,585)	11,254	2,949
Total comprehensive income for the period/year, net of tax	14,366	14,831	21,581	31,461	15,410
Profit for the financial period/year attributable to:
Equity holders of the Bank	7,786	11,911	24,188	19,720	11,304
Non-controlling interests	-	-	(22)	487	1,157
	7,786	11,911	24,166	20,207	12,461
Total comprehensive income attributable to:
Equity holders of the Bank	14,366	14,831	21,603	30,974	14,253
Non-controlling interests	-	-	(22)	487	1,157
	14,366	14,831	21,581	31,461	15,410
Earnings per share attributable to equity holders of the Bank:
Basic (sen)	1.11	1.67	3.35	2.59	1.47
Diluted (sen)	1.11	1.67	3.35	2.59	1.47